Aug 27, 2014

Old school networking, home Insurance should not be an afterthought.

Tune in today as we have special guest Christopher Grant Contreras who talked about all things insurance. Trust me, it will be lively and it's important both from a personal and commercial perspective. 

Had to giggle at his post prior to the show - let's talk about comfort zones.

"Tomorrow I will be on the radio. See the post below for info. I am doing this as I had decided that I really wanted to do things I haven't done before and also things that I may be afraid to do. You wanna hear me, tune in or go to the website. Wish me luck!"

Chris Contreras Insurance Agency.
http://www.yelp.com/biz/christopher-contreras-san-diego You'll notice a bunch of 5 star ratings.Check out his reviews to know he is your insurance resource in San Diego County. 

What sorts of things do you do to enrich your social life other than volunteering?

Socially I try to make many social events and plan on being at more and more as my social network continues to grow. The most important thing for me in the connections that I do have is that I try to encourage everyone in all aspects of their lives.

I love to motivate people and give positive reinforcement. I love to help and educate people which is why I think being an insurance advisor has worked out for me. It also helps that I have been in the insurance industry since I was 17 years old. His mom gave him his first job. He got his license at 19. She's still in insurance. He handled payroll, customer service and sales.

Tune in for a GREAT story about outselling the top sales person when he was a customer service rep only. Not good when it's the owner's son.... oops.

Contact Christopher to learn more about California fair plan and wrap around policies.
  • Get insurance quotes before putting an offer on a home.
  • Could be a HUGE difference based on location
  • Get this done EARLY - just as important as checking rates and taxes.
  • Perhaps it cannot be insured - need to know ahead of time.

Listen Now:


Aug 20, 2014

Building your home sanctuary without breaking your budget

Are you thinking you need furniture? Time to call Maridee Johnson, owner of Johnson Interiors, and More

"When they come home, that's their safe, quiet place. It needs to be an important space in your life.
You need to build that sense where your family and friends want to gather."

Sometimes she just fills in a few pieces to add to what they have started. Sometimes she starts over in a room because the room doesn't fit in the purpose of the gathering space.  What do you need to do in the space?

Bryan is partial to big, comfy "too big for the space" pieces so the furniture hugs him and lulls him to sleep.

Lighting has changed - more impersonal - more architectural Mary is partial to lamps as they are like jewelry - but lamps today are UGLY. Susan Finch is big on custom lamps by artists or converting art pieces into lamps. Raku pottery, metal, wood - texture... The way the lighting can create the mood. She can go from mood lighting or everyone can read from wherever they are sitting in the room.

HOLY COW - there's a whole lot of ugly lighting happening here - start with the Coca Cola bottle lamp!

BUILD your home setting one great piece at a time instead of trying to budget to slam out all at once. Better - like good clothing - buy ONE piece that is carefully selected, then budget for the next.
Check out art shows, consider antiques. 

Big Daddy Radio Hour today at the new drive time 2:00PM on ESPN 1700AM or you can listen live at sandiego1700.com. We have a great panel today to include a local business owner who is astute in interior design and furniture sales. There has been such a shift in the industry that we are going to hear from an expert who has been in the business for over forty years. Think you know what really should go into a furniture piece? Are the Big Box Lenders knocking out the little guy? Don't miss this show as we will not be holding back (as if we ever do!). We love our listeners.

Let's not fill the landfills with disposable furniture - pressboard, formica, etc.
Listen Now:


Aug 14, 2014

Tribute to Robin Williams, talk on depression and Grammarch.org

The gramMARCH challenge is the brainchild of middle school teacher Heather Shotke, who has seen these abbreviated forms of language migrate from the screens of smartphones to the pages of her students' work product. She is shocked at the type of writing that comes across her desk – even in formal essay assignments.

Angie talked about clinical depression - it takes a profound level of empathy - it's a tidal wave that comes over you. Unless you've gone through it, you can't understand the depth and mire of it. Cause can be biochemical, trauma, substance induced...
 
Heather asked Angie what some of the signs to watch could be.

With adolescents, the conversation is more morbid, hopeless. But people or adults listening, often people minimize the signs out of fear.

There's a shift in all ages, but particularly with adults from deep sadness to this eerie calm.
When you reconcile that in your heart that suicide is the only option, getting their affairs in order, giving away sentimental items, changing wills.

Selfish element to it. But to recognize that requires something they don't have at that moment. We look at it that way, but the despair is that profound at that moment - they cannot see it.  We're talking about sublimation - like Picasso - they turn it into a talent. Many say "don't cure me!" because they are fearful that the fix would ruin the art form.
Listen Now:


Aug 6, 2014

Cover CA is for the Young & Healthies

Marci Bair of Bair Financial Services MetLife joined us in the studio today. Bryan is back from vacation and let me tell you, he's rested and good to go and tell you all about Bora Bora.


COVER CALIFORNIA:
The exchange doesn't work because of how restrictive the provider list is. Only good for "young healthies."

Small groups of 50 and under, may make more sense to go to individual based coverage. If you go with Cover California you are VERY limited with your choice of physicians. Very few signed up to be part of it. Insurance companies will work with them if they are in mid-treatment as they are switching to a new carrier.

If someone doesn't qualify for premium subsidy, this will cause a huge problem. 
Under 40K income is helpful for older people on very limited incomes. 

Way more out of pocket and it becomes more catastrophic coverage. A bit frenetic if you visit more than one specialist each year. Choosing new doctors and starting over isn't always an option. There is only an option to change providers during Open Enrollment November 15 - February 15 - that's the only time. Get it done by December and you can get set up by January.

Small company plans increasing significantly. Seek professional advice if this happened to you.
Listen to this show, especially starting after the break at about 12 minutes. There is a TON of information here. You'll want to listen, perhaps more than once, to take notes.

Have to be your own health advocate. We know it takes a lot of time, but you need to stay on top of treatments, 

---------------
Next week Heather Shotke of GramMarch will be in the studio panel.

Listen Now:


Jul 17, 2014

Realty, Reality and Archie Andrews

WOW! Turn Bryan and Drew loose on a show when a guest has to cancel and it is a full show. You'd think they had a full panel. It was quite a show full of  topics.


The real person you want to list your house is ME!
We don't want to spend the whole show talking about real estate - you've heard business shows today before this came on. If you need to buy, want to buy, want to see, need to sell or don't know - call me, make an appointment. Let's make a plan

OK, let's get back to the lifestyle portion of this site.

If you are in distress, don't be - pick up the phone.
Call about anything regarding real estate. Doesn't matter what part of the county it is in. We treat each house as it's own unique business proposition.

All about handing volume consistently, but knowing when to say when.
That's why we have our preferred vendor, Wes Shaw of RPM Mortgage.
You always want to be planning.
BREAK IT DOWN for the folks - make it NOT boring.

Sales are primarily back to traditional, but there is the reset for those loans - those balloon payments - we are going back to short sales coming back on the market. Stuff happens - jobs lost, jobs changed - you need help - call us!

Archie was shot and killed? We'll cover that after the break.

Some talk about Real Housewives and our friend, .....Tamra
DUH! Do you not know this is not 100% reality? Really? Folks - it would be boring or a hot mess if it was all REAL. Gotta edit, stir it up... come on.
There is talk of reunion filming as the show ends...

If you missed Ladies of London -try to catch it on Hulu.
We are THE reality show junkies.
The culture differences between the American women and Brits - THAT's interesting.

Don't judge us on this. Bryan has his law degree, is very educated - he just loves these for entertainment. Drew's on board with this too. Hey - we know these shows are ENTERTAINMENT - we know they are not our friends or real people - they are characters coached.

Shout out to Marisol Patton.

OK, back from break..

Going to Tahiti. UNPLUGGED is the KEY! Soak in the surroundings, take pause.
Mykonos was another favorite. Stay at the Mykonos Grand - save up - do it right!

Heather Shotke from GramMarch will be back on. We will be supporting her upcoming events. 
Time to get back to complete sentences in schoolwork, business correspondence and more.

What about Archie? He's been around since 1939 - why did they kiill him off? Is this a political statement.

He was killed because he was defending his own openly gay friend, who is a senator on the topic of gun control. That brings us to Gay Pride. San Diego Pride week.
LGBTG - gotta get them all in there... It's more than the extreme folks in their underwear they like to show on the news. Gays own businesses, have families, get married, support charities, hire people..

THOR is going to be a WOMAN! What a courageous move for Marvel! Should be interesting.
Listen Now:


Jul 15, 2014

Can you say no? Sure you can, just practice.

Drew Ornelas, Angela Moskovis and Sally Crawford were in the studio.
Sally and her husband - remember her from the carny documentary? But wait, she's on to ANOTHER project.
Angie is having a blast with her crowdfunding campaign.
Sally has a few favorite social media venues. She mainly wants you to know to not be afraid or overwhelmed. Do what you can! 

It really is possible to keep a lot of Facebook and many others private, but don't be naive, if it's online, it can still be found somehow. If you want it private forever, don't post it.

Angela talked about her new love for blogging.
It's been really helping her with her crowdfunding.
You can get inspired by every day occurrences. It's all how you tell the story.

Sally explained the basic differences between two crowdfunding systems:
Indigogo vs. Kickstarter.
The biggest is that Indigogo permits a flexible amount.... so if you raise $4,999 you get that money. Kickstarter, if you set it at $5,000 and raised $4999 - you didn't meet the goal and therefore you don't get the money.
With Indigogo, after campaign is closed, you can continue to allow people to contribute.

Have to stay active, even after the fact. Great way to stay in contact with those who supported you. Then, you can create a new campaign and have a built in system to reach out to for initial interest.

How to say no, easier with some practice. 
It's hard to "unspin" once you say yes and REALLY didn't want to say yes. Slow down, really think about WHY you are saying yes, or why you WANT to say no. Stay respectful, stay kind and say the true answer you want. Get over yourself. They'd rather have a TRUTHFUL answer, even if it's disappointing than to hear the answer they want to hear and you let resentment and regret build to stand by your answer.

Listen Now:


Jul 2, 2014

Big Daddy Radio 2.0 is because of YOU!

Hey, we are BACK! We have missed you all. We thought we were moving, but because of your enormous support on ESPN we are back - we are here for YOU! Thank you. We are truly humbled by the campaign.


2.0 - why 2.0? Well DUH! We moved to the 2:00 hour! Like it? We thought you would!

Let's recap the past month or so:
Angie's twins turned 17 a few days ago - HAPPY BIRTHDAY TWINS!
Angie gave us a lot of background on her current campaign on Indiegogo crowd-funding resource. There are several options for this type of starter fundraising that give a lot of people options.

Oh, and big surprise - Bryan has had more health issues this past month. He hates even going into it, but here's the take away....

HEY - BE YOUR OWN HEALTH ADVOCATE. 

your friends are asking if there may be an issue, don't sluff it off. They notice these differences. LISTEN TO THEM, take action, insist on checking in with your doc and perhaps getting 2nd or 3rd opinions. It's your life - make it of quality!

Oh and we covered the Kardashians, Gaga, the future features on our show, music and more.


Listen Now:


May 22, 2014

Tamra and Eddie Judge are BACK in the studio!

Talk about going out on a high note! This is one of our last shows on this station and who joins us today? None other than Tamra and Eddie Judge, founders of CUT Fitness of OC and Tamra of Real Housewives of Orange County.

Critobal Perris on fan panel. Bryan and Wes have been going through a move - what a hassle when you stay in one place a long time - you accumulate a lot of CRAP. Drew admitted to enjoying helping them move. As long as it's not HIS stuff.

Show two weeks ago - amazing SRO packed the house.  Angie has moved three times in a very short period of time. Let's talk about purging. Quite an eye opener. I say GO WITH IT when the mood hits you to purge - GET THE DUMPSTER AND GO, GO, GO! You won't miss the piles - you really won't!

Tamra and Eddie are knocking it out of the park at CUT Fitness. This is an older photo of them, didn't want to take the one from USA Today - but let me tell you - va-va-voom! They are both looking healthier and sexier than ever! CUT Fitness OC is great for their clients and them. Safe dieting and nutritional changes is their second priority. They get so excited helping their clients transform their appearance, but more importantly their health. Tamra started working with a nutritionist two years ago. She's the first to say with her education process in this area that it's not about cutting out carbs. It's knowing which carbs are good and all of the effects of what you put in your body. They'll be growing their business to include an in-house nutritionist to advice and guide clients.

They want to offer CUT Fitness around the world, stating in US first. They'll be broadcasting their fitness classes through streaming media. This will launch later this year. Great way to offer their services across the nation.

The group acknowledged what a quality person and shining example of humanity and femininity she is through her honesty, compassion and vulnerability. Bryan cheered her stingers from her Real Housewives scripts this season. She's a real person and they are they sweetest couple.

Listen Now:


May 20, 2014

Bryan’s New Home: The Home Pro Show

We are going to be focusing on them and how they conceptually got started with this program. Sean and Heather Johnson started The Home Pro Show two years ago in order to provide San Diego consumers a trusted local resource for information, education and entertainment about their homes.

They have built a strong team of the very best pros in each home service category. These pros review companies, answer questions, provide advice and help connect homeowners to the right pro for any job they may have.

Each Saturday morning at 9AM on KOGO 600, you can hear The Home Pro Show discuss a variety of topics related to your home. From remodeling to real estate, from solar to subfloors, The Home Pro Show covers it all with expert pros in each category.

Similarly, on San Diego 6 TV each Monday at 9AM, The Home Pro Show feature on San Diego Living brings those same pros on to help solve problems and inspire San Diegans to do great things with their homes and gardens.

All of the pros and information can be accessed around-the-clock at ApprovedHomePros.com. This online resource has tips, advice, videos and a searchable database of the top local companies in each home service category. Of course, all of this is a totally free service to the San Diego community.

Before any company can come on The Home Pro Show or ApprovedHomePros.com, they must pass a very rigorous approval process. This process weeds out the lesser companies so only the top pros in each category are ever found on the show or the associated online and social media outlets. Only the very best are ever granted the status Approved Home Pro. Many, many companies have been turned down for Approval and no amount of money can buy Approval when it has not been earned.

Sean, Heather and the whole team stand behind the program and put their hard work and passion into every show and every online post. They believe they had a duty to the local community to help protect them from unscrupulous companies and to help Uplift, Educate and Entertain the San Diego community. BIOS

Sean Johnson- Long time media veteran, Sean was the Vice President of Clear Channel Radio here in San Diego for several years. In that position he led the sales efforts for seven top local stations and the San Diego Chargers radio broadcasts. Sean also ran his own publishing company for several years.

Heather Johnson- Heather spent several years working with home improvement radio in the Phoenix market. As well, she was a top performer with both Clear Channel and Bonneville radio groups.

Listen Now:


May 16, 2014

San Diego is on FIRE and we’ll help keep you safe.

Wes was on the show and the mortgage rates had hit their lowest point of the year for 2014 as of the show date.  There is no rhyme or reason really.  Everyone said we wouldn’t see these types of rates again and now here they are.  Although I did see there is going to be a trend reversal.


This week's show.  We focused basically on the fires, things that homeowners can do to help protect their homes.  Angie’s husband invented a device called Ember Deflectors which as you know the embers are the primary reason the houses end up burning to the ground.
Listen Now:


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